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Affordable Loans for Immigrants

Community Development Credit Unions in New York City offer immigrants a safe and affordable alternative to high-cost and sub-prime lenders. If you know people who could benefit from this information, we ask that you pass on the message! Order our Campaign Outreach Materials at no cost and start spreading the word. To order materials email us. In your email, include your name, organization's name and address and quantities of each item you would like to receive.

Read Success Stories

View Campaign Materials 15x21 Poster » View Spanish pdf file » View English pdf file Brochure » View Spanish pdf file » View English pdf file

Who can apply? Any person who lives, works or studies in New York City. Please check the participating credit union's addresses for the nearest location. Immigrants who don’t qualify for a SSN can provide an Individual Taxpayer Identification Number or ITIN. Credit unions offer assistance to interested applicants in submitting ITIN application to IRS. For more information about required documentation please contact Liliane Loya. How to apply? Contact us to learn more about how the application process works. What are the rates and terms? Annual rates from 8% - 14% Flexible terms Quick turn-around time Borrowers will learn how to manage credit responsibly What types of loans are being offered? Personal (education, vacation, other) Credit establishment or improvement Business (new and established) Debt consolidation Mortgages and other real estate loans Quality of service Credit union staff speaks English and Spanish Staff is always available to answer questions Information about fees, rates, terms are clearly explained to borrowers before they sign any document.